Medicare & Health

SSA-44, request to lower Medicare IRMAA

Ask Social Security to use a lower income estimate after a qualifying life-changing event. Complete the form, include the required evidence, and send it to the local Social Security office.

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Check the official form requirements

Download the current SSA-44, then complete and sign it outside IRIS. Use IRIS for the finished PDF only when the agency's required filing method and the acceptable-use policy permit a printed PDF.

IRIS is an independent printing and mailing service. It is not USPS or Social Security Administration. Review the document, destination, mailing options, and total before checkout.

Read the current Social Security Administration instructions

Read the completed-form mailing checklist

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